Alternative modes of payment are the current preferred media of exchange in several transactions throughout the world. There are checks, credit cards, accounts, and more.
Being able to pay a certain amount of money without even being able to hand on actual tangible money is a nice approach to the fast growing local and international markets.
A good example of this is a credit card and no other company facilitates credit cards more than the Visa Inc.
Company Information
As of October 1, 2012, Visa’s headquarters are located in Foster City, California. Visa had been headquartered in San Francisco until 1985, when it moved to San Mateo. Around 1993, Visa began consolidating various scattered offices in San Mateo to a location in Foster City. Visa became Foster City’s largest employer.
| HQ: | 900 Metro Center Blvd, Foster City, CA 94404, United States |
| Traded as | NYSE: V |
| Industry focused | Financial Services |
| Founded | 1958; (as BankAmericard) Fresno, California, United States |
| Founder | Dee Hock |
| Products | Credit cards and payment systems |
Key People/Executives for Visa Inc.
| Mr. Alfred F. Kelly Jr. | Chief Executive Officer and Director |
| Mr. Ryan M. McInerney | President of Visa Inc. |
| Mr. Vasant M. Prabhu | Chief Financial Officer and Executive VP |
| Mr. Rajat Taneja | Executive VP of Technology |
| Ms. Ellen Richey | Vice Chairman and Chief Risk Officer |
Visa Inc. Profile/Overview
Joseph Williams started its roots in the way of almost 60 thousand unsolicited credit cards and convinced senior BofA executives in 1956. This let him pursue what became the world’s first successful mass mailing of unsolicited credit cards which included actual working cards to a massive group of people.
This test in 1958 attracted competitors. By March of 1959, there is a significant decrement of cards in the cities; by June, BofA was dropping cards in the city of LA; by October, nearly 2 million cards were saturated, and BankAmericard was being transacted to and by 20,000 merchants
In 1968, a one of the NBC’s managers decided to make a license of BankAmericard in the Pacific Northwest market while in the year of 1968, a manager at the National Bank of Commerce (later Rainier Bancorp), Dee Hock took in charge of the same concept in the Pacific Northwest market.
Going into October 2007, Bank of America announced it was reinvigorating the BankAmericard brand name to “BankAmericard Rewards Visa”. Companies merged in October 11 that employed 6,000 people worldwide: Visa International Service Association (Visa) – the worldwide parent entity, Visa U.S.A. Inc., Visa Canada Association, and Visa Europe Ltd.
Merging began on October of 2006 (for the public regard V stock). On October 3, 2007, Visa completed its corporate restructuring with the formation of Visa Inc. open to all Visa central applications. Visa Europe Ltd. was a membership association and cooperative of over 3,700 European banks and other payment service providers that operated Visa branded products and services within Europe. Visa Inc. announced the plan to acquire Visa Europe on November 5, 2015, creating a single global company. On April 21, 2016 the agreement was amended in response to the feedback of European Commission. The acquisition of Visa Europe was successfully completed on June 21, 2016.
Visa Inc. Products/Capabilities
Visa Inc. is dedicated to international payments systems all over the globe. The company renders payment systems among the following entities:
| a. Consumers | d. Businesses |
| b. Merchant | e. Strategic parnets |
| c. Financial institurion | f. Government entities |
The VisaNet is a processing network that enables the following functionalities:
- Clearing, authorisation and settlement of payment transactions
- Offers fraud protection for account holders and assured payment for merchants.
The company also offers Visa corporate services and products to the general public such as:
- Gateway services for merchants to accept, process, and reconcile payments
- Manage fraud conditions
- Real time security, as well as processing services for participating issuers of visa debit, prepaid, and ATM payment products.
- Digital products, including Visa Checkout that offers consumers an expedited and secure payment experience for online transactions
- Visa Direct which is one of Visa’s unique services that acts as a product platform, which utilises transactions that are sent directly to the Visa account of the recipient, as well as Visa token service that replaces the card account numbers from the transaction with a token.
- Corporate (travel) and purchasing card tangibles, as well as V-A services.
Platforms of the Visa Inc. are under these divisions:
| 1. Visa, Visa Electron | 3. V Pay |
| 2. Interlink | 4. Plus brands |
All Visa Inc. Locations
United States
| United States Locations (20) | |
| VisaHQ 900 Metro Center Blvd, Foster City, CA 94404, United States | Maps |
| Berkshire New York 13736 United States | Maps |
| 8910 S Ridgeline Blvd, Highlands Ranch, CO 80129, United States | Maps |
| 1 Market St #600, San Francisco, CA 94105, United States | Maps |
| Reading Pennsylvania United States | Maps |
| 44901 Russell Branch Pkwy, Ashburn, VA 20147, United States | Maps |
| Charlotte North Carolina United States | Maps |
| Lehi City in Utah, United States | Maps |
| 277 Park Ave, New York, NY 10172, United States | Maps |
| 1 Market St #600, San Francisco, CA 94105, United States | Maps |
| 12301 Research Blvd, Austin, TX 78759, United States | Maps |
| Chicago Illinois, United States | Maps |
| 1004 NW 65th Ave, Miami, FL 33126, United States | Maps |
| Ontario California, United States | Maps |
| San Jose California, United States | Maps |
| 929 108th Ave NE #1800, Bellevue, WA 98004, United States | Maps |
| 2241 W 30th Ave, Denver, CO 80211, United States | Maps |
| 1004 NW 65th Ave, Miami, FL 33126, United States | Maps |
| 385 Sherman Ave, Palo Alto, CA 94306, United States | Maps |
| Washington District of Columbia , United States | Maps |
Canada
| Canada (1) | |
| 77 King St W, Toronto, ON M5K 1A2, Canada | Maps |
United Kingdom
| United Kingdom (3) | |
| Belfast, United Kingdom | Maps |
| 1 Sheldon Square, London W2 6TT, United Kingdom | Maps |
| Reading, United Kingdom | Maps |
France
| France (1) | |
| Paris, France | Maps |
Australia
| Australia (2) | |
| Melbourne Victoria, Australia | Maps |
| Sydney, New South Wales Australia | Maps |
India
| India (2) | |
| Service Rd, Venkateshwara Layout, Chinappa Layout, Mahadevapura, Bengaluru, Karnataka 560048, India | Maps |
| A, The Capital, 1702, G Block Rd, G Block BKC, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra 400051, India | Maps |
Argentina
| Argentina (1) | |
| Buenos Aires, Argentina | Maps |
Brazil
| Brazil (1) | |
| São Paulo, State of São Paulo Brazil | Maps |
Brazil
| Brazil (1) | |
| São Paulo, State of São Paulo Brazil | Maps |
Chile
| Chile (1) | |
| Santiago, Santiago Metropolitan Region, Chile | Maps |
China
| China (2) | |
| Sanlihe 6th Alley South Side Rd, Xicheng District, Beijing, China | Maps |
| Shanghai 上海市 China | Maps |
Colombia
| Colombia (1) | |
| Cra. 11 ##77a-49, Bogotá, Colombia | Maps |
Côte d’Ivoire
| Côte d’Ivoire (1) | |
| Abidjan, Côte d’Ivoire | Maps |
Dominican Republic
| Dominican Republic (1) | |
| Santo Domingo, Dominican Republic | Maps |
Egypt
| Egypt (1) | |
| Banks Center St, First New Cairo, Cairo Governorate, Egypt | Maps |
Hong Kong
| Hong Kong (1) | |
| Hong Kong, 太古廣場一座 | Maps |
Indonesia
| Indonesia (1) | |
| Jakarta, Indonesia | Maps |
Japan
| Japan(1) | |
| Tokyo 東京都 Japan | Maps |
Jordan
| Jordan (1) | |
| Amman, Jordan | Maps |
Malaysia
| Malaysia (1) | |
| Kuala Lumpur, Malaysia | Maps |
Mexico
| Mexico (1) | |
| Mexico City Ciudad de México Mexico | Maps |
Morocco
| Morocco (1) | |
| Lotiss. Mandarouna 300 , Casablanca Business Center 2°Ét. Sidi M P.O.Box: 20270, Casablanca 20100, Morocco | Maps |
New Zealand
| New Zealand (1) | |
| Auckland, New Zealand | Maps |
Pakistan
| Pakistan (1) | |
| F-2/1 Service Ln, Block 9 Clifton, Karachi, Karachi City, Sindh 75600, Pakistan | Maps |
Panama
| Panama (1) | |
| Panama City, Panama | Maps |
Peru
| Peru (1) | |
| Lima, Peru | Maps |
Philippines
| Philippines (2) | |
| Makati, Philippines | Maps |
| Manila,Philippines Unit 1501 Five E-Com Center, Mall of Asia Complex, Pacific Dr, Pasay, 1300 Kalakhang Maynila | Maps |
Russia
| Russia (1) | |
| Vorontsovskaya Ulitsa, 20, Moscow, Russia, 109044 | Maps |
Saudi Arabia
| Saudi Arabia (1) | |
| Riyadh, الرياض Saudi Arabia | Maps |
Singapore
| Singapore (1) | |
| Visa Worldwide Pte Ltd 10 Eunos Rd 8, SingPost Centre, Singapore 408600 | Maps |
South Africa
| South Africa (1) | |
| Johannesburg, South Africa | Maps |
South Korea
| South Korea (1) | |
| Seoul 서울특별시 South Korea | Maps |
Sri Lanka
| Sri Lanka (1) | |
| Colombo, Sri Lanka | Maps |
Taiwan
| Taiwan (1) | |
| Taipei, Taiwan | Maps |
Thailand
| Thailand (1) | |
| Visa International (Thailand) Ltd. อาคาร สินธร ชั้น 15 Witthayu Rd, Lumphini, Pathum Wan District, Bangkok 10330, Thailand | Maps |
Ukraine
| Ukraine (1) | |
| Kyiv, Ukraine | Maps |
United Arab Emirates
| United Arab Emirates (1) | |
| Visa Middle East FZ-LLC Aarjan Office Tower and Souk – Dubai – United Arab Emirates | Maps |
Viet Nam
| Viet Nam (1) | |
| Ho Chi Minh City, Viet Nam | Maps |
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My name is Stacey Marie McCormick and I sent an idea to Visa called a Misa by Visa card. It’s paying for items before they are picked up. They divide he payment up to either 6, 9, or 12 months with a per month fee. Christmas paid in advance. I’ve been having trouble with stolen mail and plagarism. I left an address of 1411 Diamond Bluff, San Antonio Tx 78251. The new temporary address is Stacey Marie McCormick c/o Inn at the Alamo 405 Broadway San Antonio, Tx 78206 Phone 210 781-7141 If any mail was already sent regarding this… Read more »
Hi ,,,my experience its actually to do with a firm called GROUPON ( shop on line ),,, Where I’ve sent a item back and asked for a refund,,, that was a month ago,,, I’ve sent a few emails to GROUPON CUSTOMER SERVICE regarding the matter and they just keep giving me excuses that its my bank that’s delaying the refund,,,, which is NOT TRUE,,, CAN SOME ONE AT visa, PLEASE HELP ME WITH THIS,,,, I made a full payment on my D. D. VISA CARD,,, and so far ,,,NOTHING.
THANK YOU FOR YOUR TIME
KIND REGARDS
R. Feitor
My Name is Daniel Breedlove I’m writing to Thank The good people at Visa for a good deed that has been tarnished by the people at Topsweeps sweepstakes Saturday Visa sent $183000 dollars according to Topweeps as a refund to me I had won a big amount of money and thought it strange that Visa was footing the bill but I guessed that maybe Visa had some kinda agreement on that part wasn’t none of my business but now the good folks at Topsweeps say there’s only $17000 now to pay me and you do the math this isn’t my… Read more »
I have had a transaction with TicketMaster blocked several times since last Thursday by something call Visa Verify. Your fraud department called ME last Friday at about 5:15PM CST to tell me that my most recent attempt to make this transaction with TICKETMASTER HAD AGAIN CAUSED A FRAUD ALERT AND WAS BLOCKED. The gentleman told me that I could proceed with my transaction and there would be no Visa Verify to block this transaction. These tickets are for my boss and he is going to kill me if I cannot get this done. I came in to the office this… Read more »
I want Visa to know I have assets i can get through to. Is there a phone number to reach it’s investors? I need a credit collection promoted to a few banks. I know the money is there. Is there a way to tell my story to investors on the phone?