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Live Oak Bancshares, Inc. is headquartered at 1741 Tiburon Drive, Wilmington, North Carolina, 28403, United States.

The corporate campus, noted for its modern, “light-on-the-land” architectural design, is situated in the Autumn Hall mixed-use development, a prominent residential and commercial community in Wilmington. The headquarters is located just a short distance from the University of North Carolina Wilmington (UNCW), which serves as a major regional landmark and academic hub. Additionally, the office is only about five miles from the historic Wilmington Riverfront and the popular Wrightsville Beach.

General information

Traded as: NYSE: LOB
Industry: Banking
Founded: 2008
Headquarters: Wilmington, North Carolina
Zip code: 28403
Phone number: +1 866-518-0286
Number of employees: 1,100+ (2025)
Website: www.liveoakbank.com

As the parent organization of Live Oak Banking Company, Live Oak Bancshares, Inc. operates as a premier financial holding company providing specialized banking solutions across the United States. Through its dual focus on Banking and Fintech segments, the company offers a robust portfolio of deposit products, including noninterest-bearing demand accounts, money market accounts, savings, and time deposits.

The company’s extensive commercial lending infrastructure supports a wide range of business needs, from construction and development financing to commercial real estate and land loans. By focusing on small business lending, Live Oak provides the capital necessary for entrepreneurs to thrive in a competitive market.

Beyond traditional services, Live Oak distinguishes itself through specialized fintech innovation and niche financial services. These include the settlement and securitization of government-guaranteed loans, dedicated financing for the renewable energy sector, and bespoke wealth management for high-net-worth individuals.

Contact Information

Whether you need help with your business savings, suspect suspicious activity, or need to manage your accounts, here is the essential contact information for Live Oak Bank.

📞 General Customer Support

For assistance with bank accounts, technical support, or general inquiries:

  • Phone: 866-518-0286
  • Hours: Monday – Friday, 8:00 a.m. – 8:00 p.m. ET
  • Mailing Address: 1757 Tiburon Drive, Wilmington, NC 28403

🛡️ Fraud & Security

If you suspect your account has been compromised or notice unauthorized transactions, act immediately:

  • Email: [email protected] (Direct line for reporting fraud)
  • Phone Support: Call the main support line (866-518-0286) during business hours.
  • After-Hours Security: If you have a lost or stolen debit card, use the Live Oak Bank Mobile App to “lock” your card instantly until you can speak with a representative.

💳 Credit Cards & Loans

Live Oak is primarily known as a top SBA lender and high-yield savings provider.

  • Loan Specialist Support: 866-438-9393
  • Credit Card Support: While Live Oak focuses heavily on commercial lending and business checking/savings, if you have a card associated with their treasury or specialized business services, support is typically handled through your dedicated Customer Success Manager via the main support line.

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FAQ’s

When did Live Oak Bancshares, Inc. go public?

On July 23, 2015, Live Oak Bancshares, Inc. made its public debut, pricing its initial public offering (IPO) at $17.00 per share. Trading under the ticker symbol LOB, the company initially listed on the NASDAQ before transferring its listing to the New York Stock Exchange (NYSE) in December 2022. The offering consisted of 4.8 million shares of voting common stock and saw a strong reception from the market, with the stock closing its first day of trading at $19.08—a jump of approximately 12.2% from the IPO price.

What is Live Oak Bancshares, Inc.’s flagship product?

The flagship product of Live Oak Bancshares, Inc. is its SBA loan offerings, which are tailored to meet the diverse needs of small businesses.

Where is Live Oak Bancshares, Inc.’s headquarters located?

The headquarters are located at 1741 Tiburon Drive, Wilmington, NC 28403, United States.

Who founded Live Oak Bancshares, Inc.?

Live Oak Bancshares, Inc. was founded by Chip Mahan, who has been instrumental in steering the company toward its current position as a leader in small business banking.

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